Funding for Business Growth
Equipment financing is one of the smartest ways for business owners to purchase or upgrade essential tools, vehicles, or machinery—without paying the full cost upfront. Instead of draining your cash flow, you make affordable monthly payments while your new equipment immediately helps your business generate revenue. It works much like a term loan but is specifically designed for equipment purchases, making it ideal for industries such as construction, healthcare, manufacturing, restaurants, transportation, and more.
Most small and mid-sized businesses can finance up to 100% of the purchase price of new or
used equipment. Approvals can happen quickly — sometimes within just a few days.
Maximum Amount
Up to $5 Million Per Item
Rates
Starting at 3.5%
Terms
1 to 10 Years
Funding Speed
3 to 10 Business Days
The process is simple and fast:
Apply for funding.
Get approved.
Use the funds to purchase your equipment
Make fixed monthly payments that include both principal and interest.
Once the loan is fully paid, you own the equipment outright.
Many lenders approve applicants with credit scores as low as 600, and funding can arrive in
as little as 72 hours. Whether you’re financing one piece of machinery or outfitting an entire
operation, equipment financing keeps your business moving without draining your capital.
Almost any type of business-related equipment can be financed, including:
If your business uses it, chances are it can be financed — including specialized or
industry-specific equipment.
Equipment financing isn’t just a convenience — it’s a smart growth strategy. Here’s why business owners love it:
Always consult your tax advisor for details on Section 179 deductions.
Imagine you run a bakery that needs a $75,000 commercial oven to expand production. Instead of paying cash, you finance it over five years at a low 5% interest rate. The oven itself serves as collateral, meaning no personal guarantee required. While you make monthly payments, the oven increases your output and sales — essentially paying for itself. At the end of the term, you own the oven outright.
