Borrow up to $5 Million | Interest Rates Starting at Prime +2.75%
An SBA Loan is a business financing program backed by the U.S. Small Business Administration, designed to help small business owners access affordable funding. The SBA doesn’t lend money directly. Instead, it partners with banks, credit unions, and private business financing facilitators like Eag Capital Corp to offer loans with lower rates and longer repayment terms than most traditional business loans.
Because the SBA guarantees up to 85% of loans under $150,000 and 75% of loans above that amount (up to $5 million), lenders take on less risk — which makes approval more achievable for qualified small business owners.
With an SBA loan, you can get the capital you need to grow your business without draining your personal savings or cash flow.
Funding Amount
$50,000 – $5.5 Million
Rates
Starting at Prime + 2.75%
Repayment Terms
10 – 25 Years
Funding Speed
8 – 12 Weeks
The SBA 7(a) Loan is the most common and flexible loan type under the SBA program. It can be used for nearly any business purpose — including hiring staff, purchasing equipment, refinancing debt, or acquiring commercial property.
The CDC/504 Loan Program is ideal for purchasing large fixed assets such as commercial property, heavy machinery, or major equipment. The purchased asset serves as collateral.
Provides smaller loans up to $50,000 for startups and growing small businesses. Great for covering short-term needs like equipment, inventory, or working capital.
Designed for businesses affected by natural disasters or economic disruptions. Offers long-term, low-interest loans to help companies recover.
In 2023, over 73,900 SBA loans were approved nationwide
These loans totaled more than $121 billion in funding.
Over 50% of Americans either own or work for a small business.
70% of small businesses seek loans under $250,000
The average SBA loan in 2019 was $446,487 (Congressional Research Service).
At Eag Capital Corp, we help businesses nationwide secure SBA loans from $50,000 to $5.5 million through our network of 150+ lending partners. Whether you’re a startup, established business, or recovering from a setback, we’ll match you with the right lender and guide you through the entire process.